Author: gconsulting

Risk-Adjusted Lending vs Volume-Driven Lending: Rethinking Growth in Modern Finance

In today’s rapidly evolving financial landscape, lending institutions—especially microfinance banks and commercial lenders—face a critical strategic choice: grow fast or grow sustainably. For years, many institutions pursued volume-driven lending, focusing on expanding their loan books as quickly as possible. However, increasing default rates, economic volatility, and tightening regulations are forcing a shift toward a more […]

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